Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV 80% 60% 60% 50% 30% 30% 40% 20% 20%
20% (non-individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 60%
Stress Test Interest Rate 3.5%

 

Book An Appointment and View Actual Unit for OUE Twin Peaks & Get VVIP Discounts (Limited Time), Direct Developer Price, & E-Brochure. Guaranteed with Best Price Possible!

OR

Sign up below and get a copy of Oue Twin Peaks Price, E-Brochure and Latest Updates!

 Strictly no spam policy.


  • Tell us how we can help you by providing as much details as you can.